7 tips to protect yourself against online fraud and identity theft

7 tips to protect yourself against online fraud and identity theft

online fraud: We have compiled a list of suggestions for you to follow in order to safeguard not only yourself but also your friends and family. It would be in your best interest to give it a cursory go over, since doing so might assist you identify any fraudulent activity before it takes place.

1.Refrain from taking the lure.

Fraudsters and hackers may acquire access to your data using this method, making it one of the most common methods used. Do not click on any links, photos, or files that come from unfamiliar connections, or even if you just have a bad feeling about anything. Content that your direct contact would not likely post, images that pretend to be you, or an emotional attachment received from a young person you  and have little to that have little to no little to no direct contact with might all be red flags. Do not respond to the email if you have any doubts anything about any of the aforementioned information or if anything about the content seems wrong to you. Be careful to confirm with the sender via an alternative mode of contact, such as phoning the business or sender and recipient over the phone, to ensure that they did also in actual fact simply send the item for themselves and and that it was not deliberately transferred from a questionable source. Other types of bait include being “randomly” picked to win a prize in a competition that you did not participate, receiving an online offer that is too good to be true, reuniting with long-lost connections, or using an online “virus” scanner. These are pretty broad examples, but the point is to provide you with an illustration of the kind of deceptive tactics that may be used to trick you into clicking on a website’s content.

2.Make frequent changes to your passwords and only use secure ones.

Your username and password are often the only things preventing a possible con artist from obtaining access to information news sites such as your personal email account, social media accounts, or other sites. Try to steer clear of employing passwords that are too simple to figure out, such as “Password” or your birthdate. According to the findings of a recent survey, the most used password was 123456. Several of the top (10) were made up of number combinations that were connected to one another. If you choose a password like this one, it makes it very simple for a hacker to just guess your username and password without even needing to know you or actually take any further action. When making passwords, it is important to use robust password criteria, such as passwords that appear to contain multiple instances of actual numbers, upper and lower case handwritten letters, & special characters when made available. For example, “password” could contain “multiple instances of actual numbers, both upper and lower case letters, & special characters To take this a step further, deactivate two-factor login authentication, which can be as simple as actually answering a secret question that you set up, or having a 5-7 digit pin number texted to a smart phone of yours that you’ll need to enter in into the login to access your account. Either of these options is a simple way to increase the security of your account. This is the way that is recommended since it provides you with a substantially greater level of protection and a con artist that would not be able to get into your account but without all your other username and password, secret ask the question, & personal device.

3.Only visit websites that use HTTPS for their URLs.

Take careful notice of this one particular aspect, since it is of the utmost significance. If you are on a website where you want to make a purchase or submit personal information, you should at the very least verify that the lock symbol is present on the page and that the letters “https://” appear as the first characters in the address bar of your web browser. This should look like this:
It may appear differently on your screen depending on the web browser that you use, so be sure to pay attention to the actual letters that are in the URL address.

Don’t forget to read this too: Preventing Identity Fraud with Document Verification Services

4.Remain informed on the most recent frauds that are occurring.

Maintaining an up-to-date knowledge base is one of the most effective strategies to safeguard yourself against identity theft and fraudulent activity. if you are really aware of the current online fraud that is being perpetrated, your likelihood of falling for the con artist’s scheme will be greatly reduced. online dating services, computing services, charitable groups, and even persons acting as official agencies such as the Canadian Revenue Agency might all be examples of some of the most typical cons that are now being perpetrated (CRA). There are a few more prevalent varieties; be sure to check and the little Black Book of online fraud & keep yourself current on some of the most common and recent online fraud that are circulating.

5.Maintain the privacy of all sensitive information

Be careful of inputting information on websites that are seeking your personal information unless you can say that you have a high level of trust in the website that you are visiting. Be extra vigilant of websites that ask for personal information, such as your bank details, address, birthdate, or middle name. The vast majority of websites don’t require this relevant information and there is very little benefit to collecting it, particularly in a centralised location. If a website, other than one that is verified by the government, asks you to enter personal information such as all your other social insurance number or any other such personal identification number, such as your personal health total number, driver’s licence number, or original birth certificate ID number, this is a major warning sign that the website may not be trustworthy. Be alert and do your research before entering any of this specific information it into an online site since and there are very few organisations on the internet today that will genuinely need this information.

6.Refrain from picking up the phone when someone phones you regarding your computer and asks for remote connections.

Unless you have already hired an information technology provider to service your computer at home, which is very doubtful, anybody who calls and tries to acquire small remote access to your desktop computer is very likely up completely to no good of course and is trying to steal your information. These con artists will start telling you that they are cleaning up and speeding up your computer, that they are constantly updating all your other version of Windows, that they are fixing an error that they found on your machine, that they are offering to clean up and fix an error that they found on your machine, and many other things; however, in the end, they are not looking to do any of these things. These kinds of cons may often lock you out of your desktop computer and demand money from you in order to open it; but, once they have your money, they will continue their fraud. After you have provided them with your payment information, they will now have access to your personal information and may use it anyway they see fit. If someone you don’t know asks for remote access to your computer, the best response you can provide is to hang up the phone with them without saying a word. This is the safest course of action you can do.

 7.Be aware of payment demands that are out of the ordinary.

Last but not least, exercise caution when doing business with retailers or websites that accept payment methods that are out of the norm. Websites that only take payments in the form of such bitcoin or other such e-currencies, pre-loaded debit cards, visa gift cards, or itunes store cards are also probably doing this so is that they can be traced, and typically speaking, there is a reason why websites accept just these forms of payment. It is quite probable that any respectable online store will be able to rapidly handle credit card payments either on their own website or by using a well-known third-party payment processor like PayPal or Square.

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